Three Rivers Board Of REALTORS® Keepers of the American Dream!
Lori Dunlap 573-686-0575 Email Lori


Welcome to Three Rivers Board of REALTORS®


 
 
The Three Rivers Board of REALTORS is located in Southeast Missouri in the Ozark Region. The Three Rivers comprising our name are the Black, Current and the St. Francis Rivers. The territorial jurisdicition of our Board is Butler, Carter, Ripley and Wayne Counties. 
 
If you are a licensed real estate agent or licensed appraiser and wish to inquire about REALTOR membership or if you have an interest in the real estate industry and wish to inquire about affiliate membership, please contact our Associate Executive, Lori Dunlap at Email us or 573-686-0575.
 
 
2014 Officer Team

Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 

 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Photo Album




Local Weather

Current Conditions
Fair
Fair
Humidity: 93%
Pressure: mb
Wind: 0mph
Friday Morning
Cloudy periods
50°F
Cloudy periods